Salem County Insurance Fund Commission

The Salem County Insurance Fund Commission model allows Salem County and affiliated agencies to effectively “take control” of total “cost of risk” by creating a combination of pooled risk and group purchased programs for our insurance needs. Our expectation is that this approach will yield long term financial benefits for our agencies, since it is modeled after other highly successful programs that have been operating statewide for more than two (2) decades [JIFs / Municipal Excess Liability Fund (MEL)].


The mandate of this Commission is to provide a safe environment for the member agency’s employees and the residents they serve, protect the assets of County agencies, and contain costs through joint purchasing of insurance and sharing of services and staff. In order to meet our mandate we will utilize sound risk management techniques and the adoption of “best practices” in all the things we do in service to the taxpayer.